A car accident can be a traumatic experience for West Virginia motorists, and it’s common to feel confused in the aftermath. However, it’s important to stay calm and take the right steps to ensure your safety and protect your rights.
Not calling the police
Even if the accident seems minor, it’s crucial to call the police and report the incident. The police will create an official report that can be useful in determining fault and documenting any injuries or property damage. If you don’t call the police, proving who was at fault can be challenging, impacting your insurance claim and any legal proceedings that may follow.
Being honest about what happened during the accident is important, but you should never admit fault. Even if you believe you were at fault, other factors may have contributed to the accident that you may not be aware of. Admitting fault can impact your insurance claim and any subsequent litigation.
Forgetting to document the accident
After motor vehicle accidents, it’s crucial to document as much information as possible. This includes taking photos of the damage to both vehicles, collecting contact information from witnesses and writing down the details of what happened. This information can be useful when filing an insurance claim or if legal action is necessary.
Not seeking medical attention
Even if you don’t feel injured immediately after the accident, you should seek medical attention immediately. Some injuries, such as whiplash or concussions, may not show symptoms right away but can cause long-term damage if left untreated. You should also document any injuries you sustained from the accident.
Talking to the other driver’s insurance company
Remember that the other driver’s insurance company is not on your side. They may try to pressure you into accepting a lower settlement than you deserve.
Waiting too long to file an insurance claim
Most insurance companies have a time limit for filing a claim after an accident. Waiting too long to file a claim can result in a lower settlement or a denied claim. Accident victims should file a claim immediately after the accident to ensure they receive the compensation they deserve.
Avoid costly mistakes
A car accident can be an overwhelming experience, but it’s important to avoid mistakes in the aftermath. By following a few simple tips, you can protect your rights and receive the compensation you need to get back to your normal life.